Miracle Makers

We Are Miracle Makers

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Our agents actively support 24+ causes and have deep connections in our community. In our recent office survey, we were overwhelmed with the positive response displaying the great teamwork and community involvement that is evident in our agents and staff. The following is a partial list of what causes are represented by RE/MAX Alliance. Do you see your favorite cause listed? If so, ask us how to partner with us:

Children’s Hospital of The King’s Daughters (CHKD)
Foodbank of Southeastern Virginia and the Eastern Shore
Greater Hampton Roads Diaper Bank / Hampton Roads Diaper Drive
Seton Youth Shelters
Virginia Aquarium & Marine Science Center
Susan G. Komen Tidewater / Susan G. Komen
Wounded Warrior Project
Best Friends Animal Society
USO of Hampton Roads and Central Virginia / USO
Veterans Resource Center
Habitat for Humanity of South Hampton Roads, Inc. / Habitat for Humanity International
Best Day Foundation / Best Day Foundation Chesapeake Bay
Children’s Miracle Network Hospitals
VAREP National
Special Olympics Virginia / Special Olympics
St. Jude Children’s Research Hospital
Young Life
Ronald McDonald House Charities of Norfolk VA
American Cancer Society – Hampton Roads
CMN Miracle Office / Children’s Miracle Network Hospitals Southwest Virginia
PIN Ministries
JCOC
VA/ VRC Memorial Fund
Phi Beta Sigma, Inc.
Crisis Pregnancy Center
OrphaNetwork
and many more…

Keep up the good work!

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5 Reasons Why To Sell This Spring!

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Here are five reasons listing your home for sale this spring makes sense.

1. Demand Is Strong

The latest Buyer Traffic Report from the National Association of Realtors (NAR) shows that buyer demand remains very strong throughout the vast majority of the country. These buyers are ready, willing and able to purchase…and are in the market right now! More often than not, multiple buyers are competing with each other to buy a home.

Take advantage of the buyer activity currently in the market.

2. There Is Less Competition Now

Housing inventory has declined year over year for the last 32 months and is still under the 6-month supply needed for a normal housing market. This means that, in the majority of the country, there are not enoughhomes for sale to satisfy the number of buyers in the market. This is good news for homeowners who have gained equity as their home values have increased. However, additional inventory could be coming to the market soon.

Historically, the average number of years a homeowner stayed in their home was six but has hovered between nine and ten years since 2011. There is a pent-up desire for many homeowners to move as they were unable to sell over the last few years because of a negative equity situation. As home values continue to appreciate, more and more homeowners will be given the freedom to move.

The choices buyers have will continue to increase. Don’t wait until this other inventory comes to market before you decide to sell.

3. The Process Will Be Quicker

Today’s competitive environment has forced buyers to do all they can to stand out from the crowd, including getting pre-approved for their mortgage financing. This makes the entire selling process much faster and much simpler as buyers know exactly what they can afford before home shopping. According to Ellie Mae’s latest Origination Insights Report, the average time it took to close a loan was 45 days.

4. There Will Never Be a Better Time to Move Up

If your next move will be into a premium or luxury home, now is the time to move up! The inventory of homes for sale at these higher price ranges has forced these markets into a buyer’s market. This means that if you are planning on selling a starter or trade-up home, your home will sell quickly, AND you’ll be able to find a premium home to call your own!

Prices are projected to appreciate by 4.8% over the next year according to CoreLogic. If you are moving to a higher-priced home, it will wind up costing you more in raw dollars (both in down payment and mortgage payment) if you wait.

5. It’s Time to Move on With Your Life

Look at the reason you decided to sell in the first place and determine whether it is worth waiting. Is money more important than being with family? Is money more important than your health? Is money more important than having the freedom to go on with your life the way you think you should?

Only you know the answers to the questions above. You have the power to take control of the situation by putting your home on the market. Perhaps the time has come for you and your family to move on and start living the life you desire.

Source

Virginia Beach Homes

Weekly Marketing Tip

Get More Clicks

  • Catchy titles that drive people to click are going to be key this year.
  • It is expected that Google is going to better rank pages with titles that get more clicks.
  • When creating content for blogs, social media or your site, create compact content that can catch the eye and create action.

 

FREE App of the Week

IFTTT – (If This Then That) This app allows users to create chains of simple statements called “applets” which are triggered based on changes to other popular apps.  If an event happens (this) in one application, it will trigger an action (that) within another one.  For instance, if someone comments on your WordPress blog you can thank them automatically with an email. If every time you post an image on Instagram it can be automatically uploaded as a Tumblr post. If every time you are tagged in a photo on Facebook, it will automatically save the photo to your iOS Photos.

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Virginia Beach Homes 

 

Buying a Home in Virginia Beach? Do You Know the Lingo?

Buying a Home? Do You Know the Lingo? | Keeping Current Matters

Buying a home can be intimidating if you are not familiar with the terms used during the process. To start you on your path with confidence, we have compiled a list of some of the most common terms used when buying a home.

Freddie Mac has compiled a more exhaustive glossary of terms in their “My Home” section of their website.

Annual Percentage Rate (APR) – This is a broader measure of your cost for borrowing money. The APR includes the interest rate, points, broker fees and certain other credit charges a borrower is required to pay. Because these costs are rolled in, the APR is usually higher than your interest rate.

Appraisal – A professional analysis used to estimate the value of the property. This includes examples of sales of similar properties. This is a necessary step in getting your financing secured as it validates the home’s worth to you and your lender.

Closing Costs – The costs to complete the real estate transaction. These costs are in addition to the price of the home and are paid at closing. They include points, taxes, title insurance, financing costs, items that must be prepaid or escrowed and other costs. Ask your lender for a complete list of closing cost items.

Credit Score – A number ranging from 350-800, that is based on an analysis of your credit history. Your credit score plays a significant role when securing a mortgage as it helps lenders determine the likelihood that you’ll repay future debts. The higher your score, the better, but many buyers believe they need at least a 780 score to qualify when, in actuality, over 55% of approved loans had a score below 750.

Discount Points – A point equals 1% of your loan (1 point on a $200,000 loan = $2,000). You can pay points to buy down your mortgage interest rate. It’s essentially an upfront interest payment to lock in a lower rate for your mortgage.

Down Payment – This is a portion of the cost of your home that you pay upfront to secure the purchase of the property. Down payments are typically 3 to 20% of the purchase price of the home. There are zero-down programs available through VA loans for Veterans, as well as USDA loans for rural areas of the country. Eighty percent of first-time buyers put less than 20% down last month.

Escrow – The holding of money or documents by a neutral third party before closing. It can also be an account held by the lender (or servicer) into which a homeowner pays money for taxes and insurance.

Fixed-Rate Mortgages – A mortgage with an interest rate that does not change for the entire term of the loan. Fixed-rate mortgages are typically 15 or 30 years.

Home Inspection – A professional inspection of a home to determine the condition of the property. The inspection should include an evaluation of the plumbing, heating and cooling systems, roof, wiring, foundation and pest infestation.

Mortgage Rate – The interest rate you pay to borrow money to buy your house. The lower the rate, the better. Interest rates for a 30-year fixed rate mortgage have hovered between 4 and 4.25% for most of 2017.

Pre-Approval Letter – A letter from a mortgage lender indicating that you qualify for a mortgage of a specific amount. It also shows a home seller that you’re a serious buyer. Having a pre-approval letter in hand while shopping for homes can help you move faster, and with greater confidence, in competitive markets.

Primary Mortgage Insurance (PMI) – If you make a down payment lower than 20% on your conventional loan, your lender will require PMI, typically at a rate of .51%. PMI serves as an added insurance policy that protects the lender if you are unable to pay your mortgage and can be cancelled from your payment once you reach 20% equity in your home. For more information on how PMI can impact your monthly housing cost, click here.

Real Estate Professional – An individual who provides services in buying and selling homes. Real estate professionals are there to help you through the confusing paperwork, to help you find your dream home, to negotiate any of the details that come up, and to help make sure that you know exactly what’s going on in the housing market. Real estate professionals can refer you to local lenders or mortgage brokers along with other specialists that you will need throughout the home-buying process.

Source

Virginia Beach Homes

5 Frightfully Fast Halloween Decorations

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Between planning Halloween costumes and buying candy for trick-or-treaters, it can be tough to squeeze the creation of super crafty Halloween décor into your schedule, too. Don’t be scared of winding up with the least decorated house on the block – we’ve got you covered!

Here are five no-hassle Halloween decorations you can make in five minutes flat:

1. No-Carve Mummy Pumpkin

Materials: medical gauze, googly eyes, scissors and spray adhesive

This year, skip the knives and transform your pumpkin into an easy-to-make mummy. Wrap gauze (cheesecloth or toilet paper work, too) around your pumpkin, pop some googly eyes on it, and that’s it! Tip: To help the gauze stick, give the pumpkin a quick coating with the spray adhesive between each mummy layer.

2. Acorn Pumpkins

Materials: acorns, orange acrylic paint, paint brushes and a fine-tipped permanent marker

This project is great for kids! Send your little ones out into your yard to gather acorns. Once you have a nice collection of acorns, remove all of the tops. Now it’s pumpkin time! First, paint the acorns orange and let them dry completely. Then, use the marker to draw jack-o-lantern faces on the acorns. You’re done! Place them throughout your home for some finishing touches on a Halloween display.

3. Bleeding Candles

Materials: a set of tall, white candlesticks, and one small, red candlestick

Cast a creepy glow over any room with this twist on regular candles. With a little red wax, you can give the illusion that your candlesticks are dripping blood. Place the white candlesticks in holders, and light the red candle. As the red candle wax begins to melt, tip it over the white candles. When the red “blood” will drip down the sides of the white candlesticks. Tip: Prevent a Halloween disaster by doing this over a kitchen sink or outside, and be careful not to burn yourself!

4. Glow-in-the-Dark Ghosts

Materials: white balloons, a permanent marker and a few green glow sticks

Want a last-minute, frightfully fun door decoration? First, crack and shake a few green glow sticks so they’re lit up, and then put them inside of the white balloons. Blow up the balloons and tie them closed. Then, carefully draw ghost faces with your permanent marker. Attach the glowing ghosts to your front door or tie the ends with a string to hang them from your porch railing.

5. Candy Corn Centerpiece

Materials: one glass jar or vase, flowers or lollipops and a bag of candy corn

Is something missing from your dinner table – say perhaps, a perfect (and effortless) Halloween centerpiece? Dump the candy corn into the jar or vase, then add fall flowers or lollipops to the candy to secure them in place. Tip: You don’t have to use candy corn for this! Ghost-shaped Peeps, black licorice and gumballs all work well.

Source

Virginia Beach Real Estate

 

Weekly Marketing Tip

Twitter Tips

  • Tweet tips about moving and selling
  • Tweet local news and follow local companies/news channels to get more content to tweet or retweet
  • Tweet questions and use relevant hashtags to get noticed:

What’s the best thing about moving to a new home? #moving #newhome #virginiabeach

What would your ideal kitchen look like? #kitchens #dreamhome #newhome

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FREE App of the Week

Work Time- Not just a clock, Work Time is your second screen. The time, date, calendar, your schedule of upcoming events, and current weather conditions all at one glance. Insanely easy to use and great for the busy agent.

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Virginia Beach Homes